• In Texas, Thousands Lose Cars Amid Calls for Restrictions on Loans

    State leaders in business-friendly Texas have been reluctant to put new limits on any industry, and a lack of regulation is being acutely felt by the low-income borrowers to whom the payday and auto-title lending industry most often caters. 

  • In West Texas, Energy Bills Show Unexpected Costs of Drilling Boom

    In West Texas, oil and gas development is surging, but it's also fueling a huge demand for electricity that the current infrastructure struggles to meet. The result? A congested grid and higher electricity bills for consumers. Transmission companies are working to address demand, but experts say full relief could be years away.

  • For Many Texans, Miracle Economy Doesn't Apply

    State leaders often tout the so-called Texas miracle – the idea that the state’s economy is thriving thanks to their small-government approach. But with poor health coverage, low wages and limited academic success, not everyone benefits. Here are the stories of six Texans who have worked tirelessly, but found little relief in the Texas miracle.

  • Local Debt Explorer

    Texas counties, cities and school districts have more than $100 billion in debt that's backed by a pledge of local property taxes. Across Texas over the last decade, the total amount of outstanding local debt has grown faster than the state's population. Use our Local Debt Explorer to find out how much tax-supported debt is held in your community.

  • Local Debt Climbs as Cities Deal With Growth

    Texas cities, counties and school districts are relying more on debt to maintain services in a fast-growing state. While critics argue communities need to work harder to live within their means, conversations with local officials reveal a complex web of factors driving communities to borrow billions of dollars each year.

  • Critics Say Bond Elections Lack True Transparency

    Texas voters approve billions of dollars in new local debt each year. A growing group of critics argues that voters wouldn't be so agreeable if they were more clearly informed of the debt that's already owed in their name.

  • Swelling School Districts Find a Costly Way to Grow Within State Debt Limits

    Leander and other fast-growing school districts have relied heavily on a controversial financing tool called capital appreciation bonds to borrow money to expand even as they bump up against state limits on school district debt.

  • In Red Texas, Local Governments Face Trickle-Down Taxes

    The Republican battle cry in Texas? Lowering taxes and cutting government costs. But sometimes, belt-tightening at the state level translates into trickle-down costs for local governments.