Successful trading largely depends on the prop trading firm a trader chooses. There are numerous prop firms, with different features and regulations that can affect a trader’s outcome. This is why it is important to pick the prop firm that accommodates your trading style.
After careful consideration, we’ve selected the top 8 prop trading firms for US traders. We assessed the features of each of these firms to ensure they meet your trading needs.
List of Top 8 Prop Trading Firms for US Traders
Here’s a quick look at our top 8 choices, properly vetted and hand-picked.
- OneFunded: Clear and transparent rules, no time limits on challenges, with 100% refundable fees.
- Fxify: On-demand first payout after closing your first funded trade.
- The5ers: Scale up to $4 million with up to 100% profit split.
- FTMO: Industry pioneer since 2015 with over $500 million paid out.
- BrightFunded: Trade2Earn loyalty program with unlimited scaling potential.
- RebelsFunding: Up to 200% fee refund on select programs.
- CTI: Education-focused firm with CTI Academy and coaching since 2018.
- ThinkCapital: Broker-backed by ThinkMarkets with direct TradingView execution.
1. OneFunded
OneFunded offers virtual funded accounts through a structured evaluation process, providing traders access to simulated challenges under real-market trading conditions. It positions itself as “the prop firm that backs the One who’s ready,” emphasizing discipline and skill development over rushed evaluations.
The platform supports trading across forex, cryptocurrencies, indices, and metals, with account sizes ranging from $2,000 to $200,000 and a maximum allocation of $400,000 across all active accounts.
Key Features
- No time limits on challenges, trade at your own pace.
- Challenge fees are 100% refundable with the first payout.
- Up to 90% profit split available with an add-on.
- Multiple trading platforms: TradeLocker and cTrader.
- News trading, EAs, and weekend holding permitted.
- Bi-weekly payouts with a weekly option available.
- Access to 58 forex pairs, 23 cryptocurrencies, indices, and metals.
Account Types & Challenge Rules
OneFunded offers three distinct challenge types designed to accommodate different trading styles and experience levels.
| Challenge Type | Account Sizes | Profit Target | Daily Drawdown | Max Drawdown | Min Trading Days | Time Limit | Fee Range |
| 1-Step Challenge | $2K–$200K | 10% | 4% | 8% | 5 days | Unlimited | $23–$699 |
| 2-Step Challenge (Ph 1) | $2K–$200K | 8% | 5% | 10% | 3 days | Unlimited | $23–$650 |
| 2-Step Challenge (Ph 2) | $2K–$200K | 5% | 5% | 10% | 3 days | Unlimited | — |
| 1F Limited (Phase 1) | Up to $25K | 7% | 5% | 11% | 2 days | Unlimited | Limited availability |
| 1F Limited (Phase 2) | Up to $25K | 4% | 5% | 11% | 2 days | Unlimited | — |
Challenge Structure and Fees
- Fees are paid at the start of a challenge.
- 100% refundable once the trader passes and becomes a OneFunded Trader.
- Reimbursed with the first payout.
- Non-refundable if the trader fails or violates rules.
- An unlimited number of live accounts is allowed.
- Maximum balance of $200,000 across all active accounts (e.g., two $100,000 accounts).
Trading Conditions & Specifications
OneFunded provides competitive trading conditions with multiple platform options and flexible payout methods.
| Specification | Details |
| Trading Platforms | TradeLocker, cTrader (MT5 coming soon) |
| Leverage | Available (specific rates vary by instrument) with max 1:100 |
| Tradable Instruments | Forex (58 pairs), Crypto (23 assets), Indices, Metals, Commodities |
| Profit Split | 80% standard; 90% with add-on |
| Payout Frequency | Every 14 days (bi-weekly), weekly with an add-on |
| Minimum Payout | $100 |
| Payout Methods | Crypto (USDT TRC20); Bank transfer |
| News Trading | Allowed (monitored within 5 minutes of major events) |
| Expert Advisors (EAs) | Permitted on supported platforms |
| Scalping | Not Allowed |
| Weekend/Overnight Holding | Allowed |
| Inactivity Rule | 30 consecutive days may result in account closure |
Reputation & Customer Feedback
OneFunded maintains a solid reputation on TrustPilot with a rating of 4.4. The firm demonstrates strong engagement with its community, having responded to 100% of negative reviews, typically within one week.
2. FXIFY
FXIFY is a well-established proprietary trading firm that has quickly become one of the trusted names in the prop trading space. The company operates through FXIFY Markets Ltd, licensed in Labuan, Malaysia as a money broker under License No. MB/22/0097, with payment processing handled by FXIFY Solutions Limited, a UK-registered company based in Clerkenwell, London.
Key Features:
- Backed by FXPIG broker with decades of FX industry expertise.
- Account sizes from $5,000 to $400,000.
- First payout on demand after closing your first funded trade.
- Up to 90% profit split with add-on.
- Multiple platforms: MT4, MT5, DXtrade, and TradingView.
- RAW or All-In (commission-free) pricing options.
- No time limits on challenge completion.
- Challenge fee refunded with first payout (for 1, 2, and 3-phase programs).
Account Types & Challenge Rules
FXIFY offers five distinct programs to accommodate traders of all skill levels and preferences. Here’s a breakdown of their main evaluation challenges:
| Challenge Type | Account Sizes | Profit Target | Daily Drawdown | Max Drawdown | Time Limit | Drawdown Type |
| 1-Phase | $5K–$400K | 10% | 5% | 6% (trailing) | No time limit | Trailing |
| 2-Phase (Ph 1) | $5K–$400K | 10% | 4% | 10% (trailing) | No time limit | Trailing |
| 2-Phase (Ph 2) | $5K–$400K | 5% | 4% | 10% (trailing) | No time limit | Trailing |
| 3-Phase (Each) | $5K–$400K | 5% | 4% | 5% (static) | No time limit | Static |
| Instant Funding | Up to $50K | None | Varies | 8% (trailing) | N/A | Trailing |
| Lightning | Up to $100K | Varies | Varies | Varies | 7 days | Trailing |
Challenge Structure and Fees
- Accounts range from $5,000 to $400,000.
- Traders can hold one active account of each size simultaneously.
- The maximum combined allocation can reach $800,000 if challenges are passed at different times.
- Example: $400K funded + $200K funded + $100K funded + $50K funded + $25K funded + $15K funded + $5K funded.
- Fees vary by account size and challenge type.
- 100% refundable with first payout for 1, 2, and 3-Phase programs.
- No hidden fees beyond the initial assessment cost.
Trading Specifications
FXIFY provides institutional-grade trading conditions with multiple platform options and flexible pricing structures.
| Specification | Details |
| Trading Platforms | MetaTrader 4 (MT4), MetaTrader 5 (MT5), DXtrade, TradingView |
| Standard Leverage | FX & Gold: 30:1, Indices: 10:1, Oil: 5:1, Stocks: 2:1, Crypto: 2:1 |
| Increased Leverage | Up to 50:1 on FX & Gold (add-on) |
| Tradable Instruments | Forex, Stocks, Metals, Indices, Crypto (100+ instruments) |
| Pricing Options | RAW (spreads from 0.0 + commission) or All-In (commission-free) |
| Profit Split | 75% standard; up to 90% with add-on |
| First Payout | On demand after first funded trade closed |
| Subsequent Payouts | Monthly (bi-weekly with add-on) |
| Minimum Payout | $50 |
| Minimum Trading Days | 5 days per phase |
| News Trading | Allowed (high-leverage news trading restricted) |
| Expert Advisors (EAs) | Permitted |
| Copy Trading | Allowed between FXIFY accounts |
| Weekend/Overnight Holding | Allowed |
| Restricted Strategies | HFT, latency arbitrage, reverse/group hedging, order book spamming |
FXIFY also offers several optional add-ons to enhance your trading experience. These include increased leverage up to 50:1, an extra 15% profit split bringing your total to 90%, and bi-weekly payouts for faster access to your earnings. Traders can also opt for a safety net feature that allows them to withdraw remaining earnings after a drawdown breach, as well as the choice between RAW or All-In pricing selection.
Reputation & Customer Feedback
FXIFY has built a strong reputation in the prop trading industry, maintaining a TrustPilot rating of 4.3 out of 5 based on over 4,500 reviews. The firm demonstrates excellent engagement with its community, responding to 96% of negative reviews typically within 48 hours.
3. The5ers
What makes The5ers stand out is their commitment to transparency and long-term trader development. Unlike some newer firms, The5ers has been around long enough to prove its staying power. The firm has processed over 1.3 million trading accounts, and maintains an average payout time of just 16 hours.
The5ers offers three distinct programs designed for different trading styles: HyperGrowth (1-step), High Stakes (2-step), and Bootcamp (3-step). Each comes with unlimited time limits, clear rules, and the potential for up to 100% profit splits at higher funding levels.
Key Features:
- Operating since 2016 with a proven track record.
- Scale up to $4 million in funded capital.
- Up to 100% profit split available at higher account levels.
- Average payout time of 16 hours.
- No time limits on challenge completion.
- Rewards offered for passing Step 1 (Hub credits or cash bonuses).
- Free educational resources, including academy, webinars, and trading tools.
- Active Discord community and regular live events.
Account Types & Challenge Rules
The5ers offers three main programs to accommodate traders of different experience levels and risk appetites.
| Program | Account Sizes | Profit Target | Daily Loss | Max Drawdown | Time Limit | Fee Range |
| HyperGrowth (1-Step) | $5K–$20K | 10% (each step) | 3% (pause) | 6% | Unlimited | $260–$850 |
| High Stakes (2-Step) | $5K–$100K | Ph1: 8%, Ph2: 5% | 5% | 10% | Unlimited | $39–$545 |
| Bootcamp (3-Step) | $20K–$250K | 6% (each phase) | 3% (funded) | 5% (eval) / 4% (funded) | Unlimited | $95–$225 + $205–$350 |
Challenge Structure and Fees
- Minimum 3 profitable days per phase.
- Challenge fee refunded upon becoming funded.
- High Stakes: $5K, $10K, $20K, $60K, $100K (standard), $100K (reversed targets).
- HyperGrowth: $5K, $10K, $20K.
- Bootcamp: $20K, $100K, $250K (funded account sizes after completing all steps).
- Traders can hold 1x $5K account + 1x either $10K or $20K + 1x either $60K or $100K simultaneously.
- Scaling available up to $500,000 on the High Stakes program.
Trading Specifications
The5ers provides competitive trading conditions with MT5 as the primary platform and multiple payout options.
| Specification | Details |
| Trading Platform | MetaTrader 5 (MT5 Hedge) |
| Leverage | 1:100 (High Stakes), 1:30 (HyperGrowth), 1:10 (Bootcamp) |
| Tradable Instruments | Forex, Metals, Indices, Oil, Crypto |
| Spreads | From 0.0 pips on major pairs |
| Profit Split | 80% to 100% (increases with scaling) |
| Fixed Monthly Payout | $4,000/month at $350K–$450K; $10,000/month at $500K |
| First Payout | 14 days after receiving funded account |
| Subsequent Payouts | Every 2 weeks |
| Minimum Payout | $150 |
| Payout Methods | Crypto, Rise, The5ers Visa Card, Bank Transfer |
| News Trading | Allowed (no execution 2 min before/after high-impact news) |
| Overnight/Weekend Holding | Allowed (indices carry high swap) |
| Account Inactivity | 30 days without trading = account expiration |
Reputation & Customer Feedback
The5ers boasts one of the highest TrustPilot ratings in the prop trading industry with an impressive 4.8 out of 5 based on over 19,000 reviews. The firm responds to 92% of negative reviews, typically within 2 weeks.
4. FTMO
When people ask if a prop firm is legitimate, FTMO is usually the example given for what a trustworthy firm looks like.
FTMO rewards consistent traders with one of the best scaling plans in the industry. Once you’ve been funded for 4 months, you become eligible for a scale-up if you meet three simple conditions: earn at least 10% profit, receive at least two payouts, and maintain a positive account balance. When you qualify, FTMO increases your account size by 25% and bumps your profit split from 80% to 90%.
Key Features:
- The longest track record in the industry, operating since 2015.
- Over $500 million has been paid out to traders worldwide.
- Account sizes range from $10,000 to $200,000.
- Scaling plan that can grow your account up to $2 million.
- Up to 90% profit split once you hit the Scaling Plan.
- No time limits on completing challenges.
- Payouts are processed in about 8 hours on average.
- Four platforms to choose from: MT4, MT5, cTrader, and DXtrade.
- Free trial so you can practice before putting money down.
- Performance coaches available for funded traders.
- Challenge fee refunded with your first payout.
Account Types & Challenge Rules
FTMO uses a straightforward two-step evaluation. You pass the Challenge, then the Verification, and you’re funded. What’s nice is that there’s no time pressure; you can take as long as you need to hit the targets.
They offer three account types depending on how you like to trade:
- Standard Account: This is the most popular option. You get up to 1:100 leverage and moderate targets. The catch is you can’t hold trades over the weekend or through major news events once you’re funded.
- Swing Account: It is built for traders who like to hold positions longer. You can keep trades open overnight, through weekends, and during news. The tradeoff is lower leverage at 1:30.
- Aggressive Account: Here, targets are doubled (20% Challenge, 10% Verification), but so are the loss limits (10% daily, 20% max), and maximum allocation is capped at $200K. This account is for traders comfortable with taking risks.
Below is a breakdown of FTMO’s challenge rules
| Stage | Profit Target | Daily Loss | Max Loss | Min Trading Days | Time Limit |
| FTMO Challenge | 10% (Standard) / 20% (Aggressive) | 5% / 10% | 10% / 20% | 4 days | Unlimited |
| Verification | 5% (Standard) / 10% (Aggressive) | 5% / 10% | 10% / 20% | 4 days | Unlimited |
| FTMO Account (Funded) | None | 5% | 10% | None | N/A |
Challenge Structure and Fees
- $10,000 account: €155 (~$183).
- $25,000 account: €250.
- $50,000 account: €345.
- $100,000 account: €540.
- $200,000 account: €1,080.
Fees are higher than many newer firms, but they’re fully refundable with your first payout. FTMO also runs regular promotions; they’re currently celebrating their 10th anniversary with discounts on the $100K challenge.
Trading Specifications
FTMO provides professional trading conditions with multiple platform options and competitive execution speeds.
| Specification | Details |
| Trading Platforms | MetaTrader 4, MetaTrader 5, cTrader, DXtrade |
| US Trader Platforms | MetaTrader 5 (via OANDA), DXtrade |
| Leverage | Up to 1:100 (Standard/Aggressive), 1:30 (Swing) |
| Tradable Instruments | 44 Forex pairs, 8 Metals, 10 Crypto, Indices, Commodities, Stocks |
| Commissions | $5 per lot (FX), 0.0040% (Stocks), 0.0014% (Metals) |
| Profit Split | 80% standard; 90% with Scaling Plan |
| First Payout | 14 days after first trade (on-demand) |
| Payout Processing | Average 8 hours |
| Payout Methods | Bank Transfer, Skrill, Crypto (BTC, ETH, USDC) |
| News Trading | Restricted on Standard; allowed on Swing |
| Weekend Holding | Not allowed on Standard; allowed on Swing |
| Expert Advisors | Permitted |
Reputation & Customer Feedback
FTMO’s TrustPilot score of 4.8 out of 5 from over 33,000 reviews is about as good as it gets in this industry. When 92% of your reviews are 5-star, you’re clearly doing something right.
5. BrightFunded
BrightFunded launched in 2023 from the Netherlands, with additional offices in Dubai and Warsaw. Led by CEO Jelle Dijkstra, the firm has built a reputation for transparent rules and fast payouts, averaging just 8 hours for processing. With over 10,000 active traders and $7M+ paid out, they’ve grown quickly despite being one of the newer firms on this list.
What makes BrightFunded interesting is their Trade2Earn loyalty program, where you earn tokens on every trade (wins and losses) that can be redeemed for free challenges, higher profit splits, or reduced targets. It’s a nice touch that rewards activity regardless of outcome.
Key Features:
- Account sizes from $5,000 to $200,000.
- 2-step evaluation with unlimited time to complete.
- Profit split starts at 80%, upgrades to 90% (add-on) or 100% (via scaling).
- Weekly payouts available (with add-on).
- Platforms: MT5, cTrader, and DXtrade.
- Trade2Earn token rewards on all trading activity.
- Unlimited scaling with no cap, 30% account increase every 4 months.
- Fee refund available as an optional add-on.
- EAs, hedging (within single account), and news trading permitted.
Account Types & Challenge Rules
BrightFunded offers a streamlined 2-step evaluation process designed for traders seeking flexible conditions and transparent rules.
| Feature | 2-Step Challenge |
| Phase 1 Target | 8% |
| Phase 2 Target | 5% |
| Daily Drawdown | 5% (balance-based) |
| Max Drawdown | 10% (balance-based) |
| Min Trading Days | 5 days (removable add-on) |
| Time Limit | Unlimited |
| Profit Split | 80% (up to 100%) |
| First Payout | 7 days after first trade |
| Payout Frequency | Bi-weekly (weekly add-on) |
Challenge Structure and Fees
- $5,000 account: €55.
- $10,000 account: €95.
- $25,000 account: €195.
- $50,000 account: €295.
- $100,000 account: €495.
- $200,000 account: €975.
Optional add-ons: 90% profit split (+20%), weekly payouts (+25%), no minimum trading days (+15%), 100% fee refund (+10%).
Trading Specifications
BrightFunded provides competitive trading conditions with multiple platform options and flexible leverage settings across different asset classes.
| Specification | Details |
| Platforms | MT5, cTrader, DXtrade |
| Leverage | 1:100 (Forex), 1:40 (Gold), 1:20 (Indices), 1:5 (Crypto) |
| Spreads | From 0.0 pips |
| Commission | Forex: $3 per lot per side Index: Zero (spread only) |
| Instruments | 150+ (forex, crypto, indices, commodities) |
| News Trading | Allowed (10-min restriction when funded) |
| EAs Allowed | Yes |
| Weekend Holding | Yes |
Reputation & Customer Feedback
BrightFunded has earned a strong reputation in the prop trading industry, holding a TrustPilot rating of 4.6 out of 5 based on over 430 reviews. Traders consistently praise the firm for its fast payout processing, transparent rules, and responsive customer support, with the CEO known for personally addressing customer concerns.
6. RebelsFunding
RebelsFunding is a no-time-limit prop firm built around simulated “training” accounts, in-house technology, and a pretty generous refund structure. RebelsFunding operates under RIFM, s.r.o. out of Bratislava in the Slovak Republic and focuses on helping traders move from small, low-cost programs into larger RCF accounts over time.
What stands out with RebelsFunding is the mix of affordable entry fees, refunds of up to 200% on some programs, and a proprietary RF-Trader platform that runs directly in the browser with TradingView charts. Every program has no strict time limit, which is a big draw for traders who prefer to take their time rather than rush through phases.
Key Features
- No time limits across all programs.
- Affordable entry fees with up to 200% fee refund on select programs.
- Proprietary RF-Trader platform with TradingView charts and risk tools.
- Global payment support via bank transfer, Wise, Rise, and major crypto options.
- Multiple program tiers (Copper, Bronze, Silver, Gold, Diamond) for traders at different levels.
- Swap-free trading on 32 pairs and metals.
Account Types & Challenge Rules
RebelsFunding offers multiple program tiers designed for traders at various experience levels. The Silver 2-Step program is among their most popular options.
| Feature | Silver 2-Step |
| Phase 1 Target | 8% |
| Phase 2 Target | 5% |
| Daily Drawdown | 5% |
| Max Drawdown | 10% |
| Min Trades | 6 per phase |
| Time Limit | Unlimited |
| Profit Split | Up to 90% |
| Fee Refund | 100% |
| Payout Frequency | Bi-weekly (14 days) |
Challenge Structure and Fees
- Price range: $20–$890 across all programs, depending on account size and currency.
- Copper and Bronze: Up to 200% fee refund after meeting targets.
- Silver and Gold: 100% fee refund with your first reward.
- Diamond: 100% fee refund after completing the initial training level, then transition to the RCF account with live-style commissions.
- Discount codes available (e.g., “REBEL10” for 10% off all programs).
Trading Specifications
RebelsFunding provides trading conditions through their proprietary RF-Trader platform with TradingView integration.
| Specification | Details |
| Platform | RF-Trader (TradingView charts) |
| Leverage | Up to 1:200 (Forex), Up to 1:25 (Metals and Indices) |
| Spreads | Variable raw |
| Commission – Forex | $2 per $100K ($1 in, $1 out) |
| Swap-Free Pairs | 32 pairs and metals |
| Instruments | 70+ (forex, metals, crypto, indices, energies, equities) |
| EAs Allowed | No |
| News Trading | No (prohibited) |
| Weekend Holding | Yes (with caution) |
Reputation & Customer Feedback
RebelsFunding has built a solid reputation on TrustPilot with a rating of 4.3 out of 5 based on over 2,000 reviews. Traders frequently highlight the firm’s affordable pricing, no-time-limit approach, and fast payout processing, with many reporting payouts received within 24 hours of request.
7. City Traders Imperium
City Traders Imperium has been around since 2018 and has leaned hard into the “trader development” angle rather than just selling challenges. The firm is based in Dubai, with a global client base and a strong focus on education, coaching, and long-term progression. You see that immediately in how often they talk about skill-building, mindset, and performance rather than just capital.
CTI gives traders three main routes to funding: a classic 2-Step Challenge, a faster 1-Step Challenge, and two Instant Funding options for those who want to skip evaluations. All of them share a few core ideas: balance-based drawdown, no time limits, news and weekend trading allowed, and scaling paths that can reach up to $4 million.
Key Features:
- Funding programs launched in 2018, now serving a global trader base.
- Three main routes: 2-Step Challenge, 1-Step Challenge, Instant Funding, and Instant Funding Pro.
- Balance-based risk model across programs with no time limits on evaluations.
- Profit share structures that can rise all the way to 100% through scaling and VIP tiers.
- Scaling plans that target up to $4 million in total allocation.
- News trading, overnight, and weekend holding are allowed across programs.
- CTI Academy, coaching, and regular educational content for ongoing development.
- Payouts via bank transfer or crypto, processed from the internal CTI Wallet.
Account Types & Challenge Rules
CTI offers multiple challenge types designed for different trading styles and experience levels, from quick 1-step evaluations to more traditional 2-step programs.
| Feature | 1-Step Challenge | 2-Step Challenge |
| Phase 1 Target | 8% | 10% |
| Phase 2 Target | N/A | 5% |
| Daily Drawdown | None | 5% |
| Max Drawdown | 6% (trailing) | 10% (static) |
| Min Trading Days | None | 5 days |
| Time Limit | Unlimited | Unlimited |
| Profit Split | 80% (up to 100%) | 80% (up to 100%) |
| Max Scaling | $200K | $4M |
| Payout Frequency | Bi-weekly | Bi-weekly |
Challenge Structure and Fees
CTI does not publish a single flat fee table on the homepage, but the structure is clear once you look at each program.
- 2-Step and 1-Step Challenges: Tiered by account size with lower fees for smaller accounts.
- Instant Funding: Higher price point, no evaluation phase, payouts start from day one.
- Instant Funding Pro: Premium option for traders seeking higher capital and faster scaling.
- All fees are one-time payments tied to CTI’s simulated funding model.
Trading Conditions & Specifications
CTI provides competitive trading conditions with MT5 and Match-Trader platforms, offering flexibility across multiple asset classes.
| Specification | Details |
| Platform | MetaTrader 5, Match-Trader |
| Leverage | 1:30 |
| Spreads | From 0.3 pips (EUR/USD avg) |
| Commission – Forex | $5 per lot (flat) |
| Commission – Index | $0.50 per lot (flat) |
| Commission – Crypto | Zero |
| Instruments | Forex, commodities, indices, metals, crypto |
| News Trading | Allowed |
| EAs Allowed | Yes (with restrictions) |
| Weekend Holding | Yes |
| Hedging | Yes |
Reputation & Customer Feedback
CTI maintains a strong TrustPilot rating of 4.3 out of 5 based on over 1,500 reviews. The firm is recognized for its education-first approach, responsive customer support, and transparent trading conditions, with traders praising the active Discord community and helpful moderators.
8. ThinkCapital
ThinkCapital’s setup gives traders institutional-grade execution with a prop firm structure that feels modern and flexible rather than rigid.
You get three evaluation paths: Lightning (1-step), Dual Step (2-step), and Nexus (3-step). All built around the same core idea: clear risk limits, a minimum of just three trading days per phase, and the chance to scale up to $1,000,000 in funded capital. Profit splits start at 80% and can reach 90% with scaling or add-ons.
Key Features:
- Broker-backed prop firm powered by ThinkMarkets.
- Three challenge types: Lightning (1-step), Dual Step (2-step), Nexus (3-step).
- Profit splits from 80% up to 90% with scaling or add-ons.
- Scaling potential up to $1,000,000 per trader.
- Minimum of 3 trading days per phase; no overall time limit.
- Platforms: ThinkTrader, Platform 5 (MT5), and direct TradingView integration.
- Optional add-ons for EAs, news trading, weekly payouts, and 90% profit split.
- Available to US traders for all challenge types.
Account Types & Challenge Rules
ThinkCapital offers three distinct evaluation programs, each designed to accommodate different trading styles and risk preferences.
| Feature | Lightning (1-Step) | Dual Step (2-Step) | Nexus (3-Step) |
| Phase 1 Target | 10% | 8% | 7% |
| Phase 2 Target | N/A | 5% | 6% |
| Phase 3 Target | N/A | N/A | 5% |
| Daily Drawdown | 3% | 4% | 4% |
| Max Drawdown | 6% (trailing) | 8% (balance) | 8% (balance) |
| Min Trading Days | 3 days | None | None |
| Time Limit | Unlimited | Unlimited | Unlimited |
| Profit Split | 80% (up to 90%) | 80% (up to 90%) | 80% (up to 90%) |
| Payout Frequency | Bi-weekly | Bi-weekly | Bi-weekly |
Challenge Structure and Fees
- Account sizes: $5,000, $10,000, $25,000, $50,000, $100,000, and $200,000.
- Base pricing starts from $59 for a $5,000 account.
- Promotional pricing can drop to $39 for the smallest account size.
- Fee refunds available after passing.
- Optional add-ons: weekly payouts, 90% profit split, EAs, and news trading.
Trading Specifications
ThinkCapital provides institutional-grade trading conditions backed by ThinkMarkets, with multiple platform options and competitive spreads.
| Specification | Details |
| Platforms | ThinkTrader, MT5, TradingView |
| Leverage – Forex | 1:30 (Lightning), 1:100 (others) |
| Spreads | From 0.0 pips (raw) |
| Commission (MT5) | $4 per lot (forex/metals) |
| Commission (ThinkTrader) | Zero |
| Instruments | Forex, crypto, indices, commodities, metals |
| News Trading | Not allowed (4-min blackout) |
| EAs Allowed | MT5 only (add-on required) |
| Weekend Holding | Yes |
| Max Scaling | Up to $1.5M |
Reputation & Customer Feedback
ThinkCapital has quickly established credibility with a TrustPilot rating of 4.6 out of 5 based on over 530 reviews. Traders commend the firm for its transparent rules, reliable payouts, and excellent customer service, with 78% of reviewers awarding the firm five stars.
Comparison Table of all 8 Prop Trading Firms
The following table provides a side-by-side comparison of all eight prop trading firms reviewed in this article.
| Firm | Account sizes | Challenge Fee Range | Profit Split | Payout Frequency | TrustPilot |
| OneFunded | $2K–$200K | $23–$699 | 80%–90% | Bi-weekly (weekly add-on) | 4.4/5 |
| FXIFY | $5K–$400K | $59–$1,899+ | 80%–90% | On-demand/Monthly (bi-weekly add-on) | 4.3/5 |
| The5ers | $5K–$100K | $39–$545 | 80%–100% | Bi-weekly | 4.9/5 |
| FTMO | €10K–€200K | €155–€1,080 | 80%–90% | Bi-weekly | 4.8/5 |
| BrightFunded | $5K–$400K | €55–€975 | 80%–100% | Monthly (weekly/bi-weekly add-ons) | 4.4/5 |
| RebelsFunding | $1K–$320K | $25–$999 | 50%–90% | Every 12 hours | 4.4/5 |
| CTI | $2.5K–$100K | $29–$549 | 80%–100% | Weekly/On-demand (VIP) | 4.3–4.5/5 |
| ThinkCapital | $5K–$200K | $39–$999 | 80%–90% | Bi-weekly (weekly add-on) | 4.5–4.6/5 |
Conclusion
All eight firms on this list are built around the same core idea: you trade a simulated account under a set of rules, and if you perform well, you share in the profits.
OneFunded takes the overall top spot for US traders thanks to its simple structure and clear, transparent model, while the others shine in more specific niches like education (The5ers, CTI), speed and variety (FXIFY), reputation (FTMO), flexible conditions (BrightFunded, RebelsFunding), and broker-backed scaling (ThinkCapital).